Credit Analyst

Summary

Credit Analyst at FirstRand in Maseru analyzing credit data, evaluating new and existing credit facilities, and managing lending risk to support asset growth within a banking environment.

Job Description

Analyses credit data to estimate degree of risk in extending credit or lending money and consults with management to assist in corporate planning

Are you someone who can

  • Understand the economic environment, business risks and financial reports with the ability to relate such issues to specific business opportunities and the risk profile of individual clients.
  • Assess and evaluate credit facilities (new and/or existing), within delegated limits, based on sound credit & financial principles minimizing of risk to the bank and ensuring that credit risk falls within acceptable parameters.
  • Approve, and recommends appropriate credit facilities including terms and conditions of facilities.
  • Provide effective value adding risk management to the bank in achieving their asset growth targets, whilst maintaining a quality-lending book, through judicious and effective management.
  • Build relationships with Relationship Managers, Branch Managers and Account analysts to improve quality of business proposals and turnaround time on credit evaluation.

You will be an ideal candidate if you

  • Have a Bachelor’s degree in Finance, Accounting, Economics, or a related field.
  • Have experience 2-3 years of relevant Banking Experience.
  • Have strong analytical and problem-solving skills.

You will have access to

  • Opportunities to network and collaborate
  • Challenging working environment
  • Opportunities to innovate
  • A culture of sharing

We can be a match if you are

  • Curious & courageous - you’re driven by always wanting to know more and learn more and you’re brave enough to share options.
  • Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it.

Are you interested to take the step? We look forward to engaging with you further. Apply now!

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

21/08/26

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

See also

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