Manager, Coverage - Business Banking
Responsibilities
To support the Area Manager and Relationship Managers to grow a portfolio of profitable Trade and Working Capital and CREF customers in defined geographical markets in pursuit of specific sales, service, growth, and opportunity targets.
Credit analysis, analysing audited financials and preparation of credit proposals.
Onboarding and monitoring support for acquisition and management of discretionary lending customer portfolio for assigned Relationship Managers.
Maintain accuracy on financial spreading and quality analysis and turnaround credit proposals within benchmarked timeframes.
Assist the Relationship Managers with miscellaneous administration of the client portfolio ensuring all documentation and customer files are maintained in accordance with bank's policies and procedures.
Extract and analyse financial statements, cash flow forecasts, and other complex financial reports, providing accurate assessments and preparation/recommendation of detailed credit submissions, including identification of key risks and mitigants.
Understand access channels (i.e. Corporate Internet Banking, Phone Banking, etc.) to proactively educate clients on access options.
Be highly alert to cross-sell opportunities identified by accessing clients' needs in order to develop strong relationship with the customer and refer to appropriate specialists (Trade Finance, Cash Management, and Treasury) for selling different products to the customer.
Provide excellent client service by attending to client queries, ensuring all queries are responded to in a timely and professional manner and in keeping with established service standards.
Support improvement of the relevant customer service/customer satisfaction outcomes for the portfolios.
Qualification
5 years' relevant experience in Corporate, Commercial, or Business Banking with at least 3 years in similar positions of progressively increasing responsibilities in the support function.
Bachelor's Degree in Business Administration, Finance, Banking, or a related major field of study is preferred.
About Us
First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.
Life at FAB
Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization.
Career Development
FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.
Our Values
At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globally that rewards your hard work and dedication.
Join our team and be part of a journey to shape the future of banking.