Manager - HLISB (Product and Portfolio Management)
If you are looking to excel and make a difference, take a closer look at us…
As the Product Manager for Islamic Retail Financing, you will be the primary architect of our financing growth strategy. Your mission is to blend Shariah-compliant principles with innovative product design to drive top-line revenue and sustainable profitability. You will lead the end-to-end product lifecycle—from conceptualizing new margin-optimization strategies to launching high-impact marketing campaigns and distribution—ensuring our offerings remain competitive, compliant, and customer-centric in an evolving digital landscape. You will manage a team to drive Retail Financing growth and market share.
Functional (job responsibilities)
Strategic Product Management
- Drive Growth: Develop and execute comprehensive strategies for Financing products to hit yearly top line, revenue, margin, and customer acquisition targets.
- Yield Optimization: Implement dynamic pricing strategies and portfolio initiatives to optimize the retail banking balance sheet and maximize profitability.
- Lifecycle Ownership: Manage the end-to-end lifecycle of all Islamic retail financing products, ensuring they remain relevant and high-performing.
- Process Innovation: Continuously audit and simplify internal processes to enhance the experience for both frontline staff and customers.
- Product Innovation: Develop and enhance Islamic financing products lead the market and maintain competitiveness.
- Digitization: Grow and expand product acquisition digitally.
Collaboration & Market Reach
- Ecosystem Engagement: Partner with the Bank’s distribution networks, sales channels, and SLA partners to boost sales volume and customer retention. Develop new distribution opportunities to deliver optimum sales volume.
- Synergy Leadership: Work alongside Conventional business units to penetrate target markets, ensuring a unified approach to financial gain and customer satisfaction.
- Marketing Integration: Collaborate with Marketing to design data-driven campaigns that solidify our presence within the target audience and reach new segments.
- Sales Team Management: Manage a dedicated sales team to drive sales throughput.
Governance & Analytics
- Business Intelligence: Conduct deep-dive analytics on product metrics and competitor landscape to derive actionable insights and steer business performance.
- Risk & Compliance: Maintain rigorous documentation of policies and procedures. Ensure all activities strictly adhere to the Shariah Governance Framework, legal regulations, and Bank SOPs.
- Cost Control: Monitor product costs and implement risk-mitigation measures to protect the Bank’s exposure.
Leadership & Team Impact
- Mentorship: Guide and motivate the financing team, fostering a culture of high performance and continuous learning.
- Knowledge Transfer: Ensure relevant stakeholders are fully trained on product nuances and regulatory requirements.
- Strategic Decision Making: Act as a self-starter who can resolve complex problems and make difficult decisions under tight deadlines.
- Succession Planning: Proactively manage staffing, retention, and talent development within the unit.
Managerial (team/group responsibilities)
- Continuously guide and motivate team members in overall Financing product management.
- Ensure adequate training and knowledge transfers across relevant stakeholders are performed.
- Thorough in assessing problems resolutions and able to make difficult decisions.
- Plan and execute staffing succession planning and retention.
- A self-starter, independent, self-organized and able to work under tight deadlines.
Organizational (organizational responsibilities)
- Excellent organizational and co-ordination skills, intellectually curious.
- Possess dynamic and positive working attitude towards multi-tasking and proactively seeks out opportunities to advance and implement improvements.
- Business driven to achieve assigned targets
Education/Qualification
- Relevant Degree
Experience
- Minimum 5 years in banking institutions
- Minimum 5 years experience in Product Management or Business Development
Special Skills
- Thorough understanding of retail Financing operations, pertinent regulations impacting retail banking
- Excellent communication skills and proven stakeholder-facing experience, ideally with both technical and non-technical stakeholders
- Strong, problem-solving, and analytical, skills
- Strong ability to use numerical data to develop tactical plans within the broad context of strategic plans and change them as warranted by results.
About Hong Leong Bank
We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.
We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.
Realise your full potential at Hong Leong Bank by applying now.