VP1, Credit Review Analyst, Emerging Enterprise
About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Description
• Conduct credit assessment on borrower per triggering event ie DPD, legal suit, change of director/ shareholders etc.
• Conduct site visit for borrowers located in Klang Valley.
• Handle special mentioned account.
• Handle Reschedule & Restructuring cases
• Conduct stress test or any ad-hoc request from management
• Attend to Joint & Several Guarantee documents and signing
Job Requirements:
• Have SME background (minimally 3–5 years) i.e. have had SME sales background before would be advantage.
• Able to approach and talk to customers (understand their WCR-working capital requirement).
• Good understanding on legal processes involved in documentation.
• Proactive to explore R&R (restructuring and rescheduling) for delinquent accounts.
• Required to chase collections for delinquent accounts.
Additional Requirements
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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